Comprehensive Private Car Takaful

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Key Benefits

Breaking down or having an accident on the highway, it’s everyone’s worst nightmare!

Have you experienced a breakdown on the highway or worse, been involved in an accident? If you haven’t you are lucky but if you have, you know how frustrating and stressful it can be. Not anymore, our comprehensive private car Takaful plan with 24 hour emergency assistance and towing service reduces stress and helps you get back into your routine as quickly as possible, with mimimum fuss.

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24-hour Emergency Road Assistance

24/7 toll hotline service for car breakdown, and towing services to the nearest Etiqa repair workshop at 1 800 88 6491.

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Takaful Coverage

Benefit will be paid for loss, or damage to own vehicle due to accidents, theft or accidental fire.

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3rd Party Coverage

Benefit will be paid in the event of death, or body injury against liabilities to 3rd party, and damages to 3rd party vehicles, or property caused by your own car.

Damage by the Public or Weather
Risk of Flood and Extreme Weather

Covers loss or damage to your car due to flood, thunderstorm, landslide and more.

Riots
Covers loss or damage to your car in the event of strikes, riots and civil commotions.

Maintain Like New
Brand New Spare Parts
Get brand new parts for car spare parts damaged in an accident at no extra charge, if your car is older than 5 years.

New Coat of Paint
Spray paint the whole car, not just the damaged section, for cars aged 10 years and below.

Windscreen Coverage
Windscreen Cover
Protect your NCD benefits when claiming for windscreen cracks and breaks.

Personal Accident Cover 
Driver and Passengers Cover

Covers medical expenses, death or disability of the driver and passengers

Cash Relief
Smart Key Replacement
Get cash of up to RM3,000 to replace your car smart key should it be lost, stolen, or damaged.

Accident Cash
Get cash in addition to claims payout should you get into an accident.

Loss of Use of Car
Get paid when your car is in the workshop for accident repairs with the following:

 

Benefits Compensation for Loss of Use (CLU) Compensation for Assessed Repair Time (CART)
Benefits paid Based on the duration that your car is laid up in the workshop Based on assessed repair time by the adjuster
Maximum cash payout per day RM 200 RM 200
Maximum number of days 10 days 21 days

Eligibility

  • Person Covered
  • Aged between 18 to 70 years